Tuesday, March 10, 2015

Top Financial Stocks To Watch For 2014

LONDON -- This article is the latest in a series that aims to help novice investors with the stock market. To enjoy past articles in the series,�please visit our full archive.

An important part of running any investment portfolio, I reckon, is not spending too much of your life on it. You should keep up with important news, but don't spend too long poring over the financial pages every morning -- balance is what is needed.

So, has there been any important news for us of late? Indeed there has:

Vodafone
The big news at�Vodafone Group� (LSE: VOD  ) of late is that the mobile telecoms giant has approached Germany's largest cable operator�Kabel Deutschland Holding�with a view to possibly making an offer for the company. Although Vodafone itself didn't provide us with any details, Kabel Deutschland has a market cap of more than 7 billion euros, and Bloomberg�reported�an offer of 81-82 euros per share -- not enough, apparently, to even pique the German firm's interest.

Best Long Term Stocks For 2015: Webster Financial Corp (WBS)

Webster Financial Corporation (Webster), incorporated on September 10, 1986, is a bank holding company and financial holding company. Webster�� principal asset as of December 31, 2012, was Webster Bank, National Association (Webster Bank). Webster, through Webster Bank and various subsidiaries, delivers financial services to individuals, families and businesses primarily throughout southern New England and into Westchester County, New York. Webster provides business and consumer banking, mortgage lending, financial planning, trust and investment services through 167 banking offices, 293 automated teller machines (ATMs), telephone banking, mobile banking and its Internet Website www.websterbank.com. Webster also offers equipment financing, commercial real estate lending and asset-based lending across the Northeast. Webster Bank offers health savings accounts on a nationwide basis, through its HSA Bank division and its Internet Website www.hsabank.com. Webster�� operations are managed along four business segments: Commercial Banking, Retail Banking, Consumer Finance and Other. Other includes Health Savings Accounts (HSA) and Private Banking (including Webster Financial Advisors (WFA)).

Commercial Banking

The Commercial Banking segment includes middle market, asset-based lending, commercial real estate, equipment finance, and Government and not-for-profit banking. Webster�� Commercial Banking group provides lending, deposit and cash management services to middle market companies in its franchise territory. Additionally, it serves as a primary referral source to Wealth Management and Retail Banking.

Retail Banking

Retail Banking serves consumers and small businesses primarily throughout southern New England and into Westchester County, New York, with a distribution network of 167 banking offices and 293 owned ATMs, and a full range of Internet and mobile banking services. Retail Banking includes Webster�� branch network, Consumer deposits, Busin! ess and Professional Banking (BPB), Webster Investment Services (WIS) and the Customer Care Center.

Consumer Finance

Consumer Finance offers lending solutions for consumers primarily in southern New England and Westchester County, New York. Products include: residential mortgages, home equity loans and lines of credit, unsecured personal loans as well as credit card options.

Other

Other includes HSA Bank (HSA) and Private Banking. HSA Bank is a bank custodian of health savings accounts. These accounts are provided for high deductible health plans offered by employers or directly to consumers. Private Banking provides local full relationship banking that serves high net worth clients, not-for-profit organizations and business clients for asset management, trust, loan and deposit products and financial planning services.

Subsidiaries of Webster Financial Corporation

Webster�� direct subsidiaries as of December 31, 2012 included Webster Bank, Fleming, Perry & Cox, Inc., and Webster Licensing, LLC. Webster also owns all of the outstanding common stock of Webster Statutory Trust, an unconsolidated financial vehicle that has issued or may in the future issue trust preferred securities. On July 18, 2012, the Company completed the redemption at par of all the outstanding principal amount of Webster Capital Trust IV fixed to floating-rate trust preferred securities. Webster Bank's direct subsidiaries include Webster Mortgage Investment Corporation, Webster Business Credit Corporation (WBCC) and Webster Capital Finance, Inc. (WCF). Webster Bank is the primary source of retail activity within the consolidated Company. Webster Bank is the primary source of retail activity within the consolidated group. Webster Bank provides banking services through 167 banking offices, 293 owned ATMs, telephone banking, mobile banking and its Internet websites. Residential mortgage origination activity is conducted through Webster Bank. Webster Mortgage! Investme! nt Corporation is a passive investment subsidiary whose primary function is to provide servicing on passive investments, such as residential real estate and commercial mortgage real estate loans transferred from Webster Bank. Various commercial lending products are provided through Webster Bank and its subsidiaries to clients within the region from Westchester County, NY to Boston, MA. WBCC provides asset-based lending services. WCF provides equipment financing for end users of equipment. Additionally, Webster Bank has various other subsidiaries that are not significant to the consolidated Company.

Advisors' Opinion:
  • [By Marc Bastow]

    Bank holding and financial company Webster Bank (WBS) raised its quarterly dividend 33% to 20 cents per share payable June 16 to shareholders of record June 2.
    WBS Dividend Yield: 2.63%

Top Financial Stocks To Watch For 2014: LPL Investment Holdings Inc.(LPLA)

LPL Investment Holdings Inc. provides an integrated platform of brokerage and investment advisory services to independent financial advisors and financial advisors at financial institutions in the United States. The company?s brokerage offerings include variable and fixed annuities, mutual funds, general securities, alternative investments, retirement and 529 education savings plans, and fixed income; and insurance offerings comprise personalized advance case design, point-of-sale service, and product support for a range of life, disability, and long-term care products. Its fee-based advisory platforms and support solutions offer access to no-load/load-waived mutual funds, exchange-traded funds, stocks, bonds, conservative option strategies, unit investment trusts and no-load, institutional money managers, and multi-manager variable annuities through five platforms, as well as third-party equity research and asset-management services, and fee-based advisory and consulting services to retirement plans. The company?s cash sweep programs consist of money market sweep vehicles and an insured bank deposit sweep vehicles. Its services also include tools and services that enable advisors to maintain their practice; and trust, investment management oversight, and custodial services for estates and families, as well as technology and open architecture investment management solutions to trust departments of financial institutions. LPL Investment Holdings Inc. provides its services to approximately 12,800 independent financial advisors from a range of firms, including wirehouses, regional and insurance broker dealers, banks, and other independent firms; and registered investment advisors, and advisors at small and mid-sized financial institutions. The company was founded in 1968 and is headquartered in Boston, Massachusetts.

Advisors' Opinion:
  • [By Ben Levisohn]

    Discount brokers had a great 2013, in large part because of the perceived boost they would get from rising interest rates and rising stock prices. Charles Schwab returned 83%, E*Trade Financial (ETFC) surged 119%, TD Ameritrade (AMTD) rose 88%, and LPL Financial (LPLA) finished the year up 69%.

  • [By Marc Bastow]

    Global investment and financial advisory services holding company LPL Financial Holdings (LPLA) raised its quarterly dividend 26.3% to 24 cents per share, payable March 10 to shareholders of record as of Feb. 24.
    LPLA Dividend Yield: 1.81%

Top Financial Stocks To Watch For 2014: United Bankshares Inc.(UBSI)

United Bankshares, Inc., through its subsidiaries, provides commercial and retail banking services and products in the United States. Its deposit products include checking, savings, time, and money market deposit accounts; demand deposits, statement and special savings, and NOW accounts; and variable and fixed-term money market accounts and certificates of deposit. The company?s loan products portfolio comprises personal, commercial, floor plan, and student loans; construction and real estate loans; and consumer loans, including credit card and home equity loans. It also offers individual retirement accounts, safe deposit boxes, wire transfers, credit card, and other banking products and services. In addition, the company offers trust services; and services to correspondent banks, such as check clearing, safekeeping, and the buying and selling of federal funds. The company?s nonbank subsidiaries engage in other community banking services, such as asset management, real p roperty title insurance, investment banking, financial planning, and brokerage services. United Bankshares operates 112 full service offices in West Virginia, Virginia, Northern Virginia, Maryland, southeastern Ohio, and Washington, D.C. The company was founded in 1982 and is headquartered in Charleston, West Virginia.

Advisors' Opinion:
  • [By Rich Duprey]

    United Bancshares� (NASDAQ: UBSI  ) �announced yesterday its second-quarter dividend of $0.31 per share, the same rate it's paid for the last six quarters.

  • [By Marc Bastow]

    Charleston, West Virginia-based bank holding company United Bancshares (UBSI) raised its quarterly dividend 3.2% to 32 cents per share, payable April 1 to shareholders of record as of March 14. The increase represents the 40th consecutive annual dividend increase by UBSI.
    UBSI Dividend Yield: 4.30%

  • [By Fredrik Arnold]

    Ten Champion dogs that promised the biggest dividend yields into July included firms representing five of nine market sectors. The top stocks were three of five from the financial sector: Universal Health Realty Trust (UHT); Mercury General Corp. (MCY); Old Republic Int'l (ORI). The other two financial firms, HCP Inc., and United Bankshares Inc. (UBSI), placed sixth and eighth.

Top Financial Stocks To Watch For 2014: Eaton Vance Tax-Managed Diversified Equity Income Fund (ETY)

Eaton Vance Tax-Managed Diversified Equity Income Fund (the Fund) is a diversified, closed-end management investment company. The Fund's primary investment objective is to provide current income and gains, with a secondary objective of capital appreciation. The Fund invests primarily in a diversified portfolio of common stocks. The Fund will invest at least 80% of its total assets in a combination of dividend paying common stocks, and common stocks the value of which is subject to covered written index call options. It seeks to generate current earnings in part by writing (selling) stock index call options on the S&P 500 Index and investing in dividend-paying common stock. The Fund invests in sectors, such as financials, energy, information technology, industrials, healthcare, consumer staples, telecommunication services, consumer discretionary, materials and utilities.

The Fund�� investment advisor is Eaton Vance Management (EVM). Its sub-advisor is Rampart Investment Management. The Fund may invest in Cash Management Portfolio, an affiliated investment company managed by Boston Management and Research (BMR), a subsidiary of EVM.

Advisors' Opinion:
  • [By Robert Carlson]

    This recommended fund is Eaton Vance Tax-Managed Diversified Equity Income (ETY). The options that the fund writes give buyers the right to buy the stocks from the fund at fixed prices by a certain date.

Top Financial Stocks To Watch For 2014: Saratoga Investment Corp(SAR)

Saratoga Investment Corp. is a business development company specializing in buyout, acquisition, growth, recapitalization, and note financing transactions of private middle market companies. It structures its investments as debt and equity by investing through first and second lien loans, mezzanine debt, select high yield bonds, senior secured bonds, unsecured bonds, and preferred and common equity. It seeks to invest in the United States. The firm primarily invests in companies having EBITDA between $5 million and $50 million. It invests through direct lending as well as participation in loan syndicates. The firm was formerly known as GSC Investment Corp. Saratoga Investment Corp. is based in New York, New York with an additional office in Florham Park, New Jersey.

Advisors' Opinion:
  • [By Laura Brodbeck]

    Monday

    Earnings Releases Expected:  Citigroup Inc. (NYSE: C), Saratoga Investment Corp. (NYSE: SAR), Bank of the Ozarks (NASDAQ: OZRK) Economic Releases Expected: Japanese industrial production, eurozone industrial production

    Tuesday

Top Financial Stocks To Watch For 2014: ProShares Ultra Dow30 (DDM)

ProShares Ultra Dow30 (the Fund) seeks daily investment results that correspond to twice (200%) the daily performance of the Dow Jones Industrial Average (DJIA). The DJIA is a price-weighted index maintained by editors of The Wall Street Journal. The Index includes 30 large-cap, blue-chip United States stocks, excluding utility and transportation companies. Components are selected through a discretionary process with no predetermined criteria except that components should be established United States companies. The DJIA is not limited to traditionally defined industrial stocks, instead, the Index serves as a measure of the entire United States market, covering such diverse industries as financial services, technology, retail, entertainment and consumer goods. The Fund takes positions in securities and/or financial instruments that, in combination, should have similar daily return characteristics as 200% of the daily return of the Index. Its investment advisor is ProShare Advisors LLC. Advisors' Opinion:
  • [By Victor Selva]

    In stock valuation models, dividend discount models (DDM) define cash flow as the dividends to be received by the shareholders. Extending the period indefinitely, the fundamental value of the stock is the present value of an infinite stream of dividends according to John Burr Williams.

  • [By Damian Illia]

    In stock valuation models, dividend discount models (DDM) define cash flow as the dividends to be received by the shareholders. Extending the period indefinitely, the fundamental value of the stock is the present value of an infinite stream of dividends according to John Burr Williams.

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